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🏦 Loans & Financing

The Right Loan to Build & Buy Your Future

Omkar Group connects you with India's top banks and NBFCs for property and construction loans — best rates, fast approvals, zero paperwork hassle.

Our Loan Solutions

Two Powerful Loan Types — One Trusted Partner

Whether you're buying property or building from scratch, Omkar Group secures the right financing for you

Property Loan
Property Loan

Property Loans

Finance your dream home or investment property with competitive interest rates from India's top banks. We match you with the best lender for your profile — residential, commercial, or plot.

8.5%
Starting Rate
30 Yr
Max Tenure
90%
Max LTV
Check My Eligibility →
Construction Loan
Construction Loan

Construction Loans

Building your own home or commercial project? Our construction loans are disbursed in stages as your project progresses — paying interest only on what you draw down.

9.0%
Starting Rate
20 Yr
Max Tenure
75%
Max LTV
Check My Eligibility →
Loan Details

Everything You Need to Know

🏠 Property Loan — Eligibility

  • ✦Salaried individuals with minimum 2 years employment
  • ✦Self-employed with minimum 3 years of business income proof
  • ✦Minimum age 21 years; maximum 70 at loan maturity
  • ✦CIBIL score 700+ recommended for best rates
  • ✦Minimum monthly income ₹25,000 (salaried) or ₹30,000 (self-employed)
  • ✦NRI applicants eligible with additional documentation

📋 Property Loan — Documents

📄 Aadhaar & PAN Card
💼 Income Tax Returns (3 yr)
🏦 Bank Statements (6 mo)
📝 Salary Slips (3 mo)
🏠 Property Documents
📸 Passport Size Photos
📃 Sale Agreement Copy
🏢 Employer ID / Business Proof

🏗 Construction Loan — Eligibility

  • ✦Must own the land/plot on which construction is planned
  • ✦Approved building plan from local authority (BBMP/BDA) required
  • ✦Salaried or self-employed individuals with proven income
  • ✦CIBIL score 680+ recommended
  • ✦Construction must be completed within loan disbursement timeline
  • ✦Loan converts to regular home loan after construction completion

📋 Construction Loan — Documents

📄 Aadhaar & PAN Card
📐 Approved Building Plan
🏦 Bank Statements (12 mo)
📝 Land/Plot Title Deed
💰 Construction Estimate
📃 Khata Certificate
🏢 Commencement Certificate
💼 Income Tax Returns (3 yr)
EMI Calculator

Estimate Your Monthly EMI

Adjust the sliders to get an approximate EMI estimate. Our team will give you exact figures.

EMI Calculator

Drag sliders to estimate your monthly repayment

₹50,00,000
8.5%
20 Years
Estimated Monthly EMI
₹43,391
per month · indicative only
How It Works

Get Your Loan in 6 Simple Steps

From your first WhatsApp to disbursement — we handle it all

01

Enquiry

WhatsApp or call us with your basic requirements

02

Eligibility Check

Free credit and income assessment — takes 10 minutes

03

Bank Matching

We compare offers from 15+ banks and NBFCs for you

04

Document Collection

We guide you through exactly what's needed — no guesswork

05

Sanction Letter

Bank issues sanction in 3–7 working days after submission

06

Disbursement

Funds disbursed directly to seller/builder. You're done!

Our Banking Partners

🏦 SBI
🏦 HDFC Bank
🏦 ICICI Bank
🏦 Axis Bank
🏦 Kotak
🏦 LIC HFL
🏦 PNB Housing
🏦 Bajaj Finserv
Our Advantage

Why Get Your Loan Through Omkar Group?

💰

Best Rates Guaranteed

We compare 15+ banks simultaneously and negotiate on your behalf to secure the lowest possible rate for your profile.

⚡

Fast Approvals

Our dedicated bank relationships enable faster processing. Most loans get sanction letters within 3–7 working days.

🤝

Zero Service Charges

Our loan advisory service is completely free for you. We're compensated by banks — you pay nothing extra.

📑

Paperwork Handled

We manage all documentation, follow-ups, and coordination with the bank so you can focus on your property or project.

Ready to Apply for a Loan?

Talk to our loan experts today for a free eligibility check and the best rate comparison across 15+ lenders.

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