/* ── Omkar Group – New Design System ──────────────────────── */
:root {
  --primary: #0b1f3a;
  --primary-dk: #071429;
  --primary-lt: #10294d;
  --accent: #d4af37;
  --accent-lt: #e8cc6a;
  --white: #ffffff;
  --off-white: #f5f6f8;
  --gray-50: #f9f9f9;
  --gray-100: #eeeeee;
  --gray-200: #e0e0e0;
  --gray-500: #777777;
  --gray-700: #444444;
  --gray-900: #111111;
  --wa-green: #25d366;
  --wa-dk: #128c7e;
  --shadow-sm: 0 2px 12px rgba(0,0,0,0.08);
  --shadow-md: 0 6px 24px rgba(0,0,0,0.12);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.16);
  --radius: 10px;
  --radius-lg: 16px;
  --transition: all 0.25s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; overflow-x: hidden; }

body {
  font-family: Arial, 'Helvetica Neue', sans-serif;
  background: var(--off-white);
  color: var(--gray-900);
  font-size: 15px;
  line-height: 1.6;
  overflow-x: hidden;
  max-width: 100vw;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
h1,h2,h3,h4,h5 { line-height: 1.2; font-weight: 700; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── Header / Navbar ─────────────────────────────────────── */
.navbar {
  background: var(--primary);
  padding: 0 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 1000;
  height: 68px;
  box-shadow: 0 2px 16px rgba(0,0,0,0.25);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  gap: 24px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo img { height: 48px; width: auto; object-fit: contain; border-radius: 4px; }
.logo-text { color: var(--white); font-size: 18px; font-weight: 700; line-height: 1.1; }
.logo-sub { color: var(--accent); font-size: 11px; letter-spacing: 1.5px; text-transform: uppercase; }

.nav-links {
  display: flex;
  list-style: none;
  gap: 4px;
}
.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 14px;
  font-weight: 600;
  padding: 8px 14px;
  border-radius: 6px;
  transition: var(--transition);
}
.nav-links a:hover,
.nav-links a.active {
  background: rgba(255,255,255,0.12);
  color: var(--white);
}

.nav-cta {
  display: flex;
  gap: 8px;
  align-items: center;
}

.hamburger {
  display: none;
  background: none;
  border: 1px solid rgba(255,255,255,0.3);
  color: #fff;
  font-size: 20px;
  padding: 6px 10px;
  border-radius: 6px;
  cursor: pointer;
}

/* Mobile Menu */
.mobile-menu {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  background: var(--primary-dk);
  z-index: 9999;
  flex-direction: column;
  padding: 20px 24px;
  gap: 0;
  box-shadow: 0 8px 32px rgba(0,0,0,0.45);
}
.mobile-menu.open { display: flex; }
.mobile-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: transparent;
  z-index: 9998;
}
.mobile-overlay.open { display: block; }
.mobile-menu.open { display: flex; }
.mobile-menu a {
  color: rgba(255,255,255,0.88);
  font-size: 15px;
  font-weight: 500;
  padding: 13px 0;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  letter-spacing: 0.01em;
}
.mobile-menu a:hover { color: var(--gold); }
.mobile-close {
  background: none; border: none; color: rgba(255,255,255,0.7);
  font-size: 22px; cursor: pointer; align-self: flex-end; margin-bottom: 12px;
  padding: 4px;
}

/* ── Buttons ─────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 12px 24px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
  border: 2px solid transparent;
  white-space: nowrap;
}
.btn-sm { padding: 8px 16px; font-size: 13px; }
.btn-lg { padding: 15px 32px; font-size: 16px; }

.btn-gold, .btn-primary {
  background: var(--accent);
  color: var(--gray-900);
  border-color: var(--accent);
}
.btn-gold:hover, .btn-primary:hover {
  background: var(--accent-lt);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(212,175,55,0.35);
}

.btn-whatsapp {
  background: var(--wa-green);
  color: var(--white);
  border-color: var(--wa-green);
}
.btn-whatsapp:hover {
  background: var(--wa-dk);
  border-color: var(--wa-dk);
  transform: translateY(-2px);
}

.btn-call {
  background: var(--primary-lt);
  color: var(--white);
  border-color: var(--primary-lt);
}
.btn-call:hover { background: var(--primary); transform: translateY(-2px); }

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.5);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover { background: var(--primary); color: var(--white); }

.btn-group {
  display: flex; gap: 14px; flex-wrap: wrap; justify-content: center;
}

.wa-form-btn {
  background: var(--wa-green);
  color: var(--white);
  border-color: var(--wa-green);
  width: 100%;
  padding: 15px;
  font-size: 16px;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  font-weight: 700;
  transition: var(--transition);
}
.wa-form-btn:hover { background: var(--wa-dk); }

/* ── Hero Section ────────────────────────────────────────── */
.hero {
  min-height: 88vh;
  background: #0a1628;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--white);
  padding: 40px 20px;
  position: relative;
  overflow: hidden;
}

/* Video background */
.hero-video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
}
.hero-video-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,0.58);
  z-index: 1;
}

.hero-content { position: relative; z-index: 2; }

/* Hero entrance animations */
@keyframes heroFadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}
.hero-fade-up {
  opacity: 0;
  animation: heroFadeUp 0.7s ease forwards;
}

/* Trust badges */
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px 20px;
  margin-bottom: 40px;
}
.hero-trust span {
  font-size: 13px;
  color: rgba(255,255,255,0.82);
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  padding: 5px 14px;
  border-radius: 20px;
  backdrop-filter: blur(4px);
  white-space: nowrap;
}

.hero-eyebrow {
  display: inline-block;
  background: rgba(212,175,55,0.2);
  border: 1px solid rgba(212,175,55,0.5);
  color: var(--accent-lt);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 18px;
  border-radius: 30px;
  margin-bottom: 20px;
}

.hero h1 {
  font-size: clamp(34px, 6vw, 66px);
  font-weight: 900;
  margin-bottom: 18px;
  line-height: 1.1;
}
.hero h1 em { font-style: italic; color: var(--accent-lt); }

.hero-sub {
  font-size: clamp(15px, 2vw, 18px);
  color: rgba(255,255,255,0.8);
  max-width: 620px;
  margin: 0 auto 32px;
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 56px;
}

.hero-stats {
  display: flex;
  gap: 0;
  justify-content: center;
  flex-wrap: wrap;
  background: rgba(0,0,0,0.4);
  backdrop-filter: blur(8px);
  border-radius: var(--radius-lg);
  padding: 24px 40px;
  border: 1px solid rgba(255,255,255,0.1);
  max-width: 600px;
  margin: 0 auto;
  gap: 32px;
}
.hero-stat-num {
  font-size: 36px;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 4px;
}
.hero-stat-label { font-size: 12px; color: rgba(255,255,255,0.65); text-transform: uppercase; letter-spacing: 1px; }

/* ── WhatsApp Strip ──────────────────────────────────────── */
.wa-strip {
  background: var(--primary-lt);
  padding: 14px 0;
  border-bottom: 3px solid var(--accent);
}
.wa-strip .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}
.wa-strip p { color: rgba(255,255,255,0.85); font-size: 14px; font-weight: 500; }

/* ── Sections ────────────────────────────────────────────── */
.section { padding: 80px 0; background: var(--white); }
.section-sm { padding: 48px 0; }

.section-header { margin-bottom: 48px; }
.section-header.center { text-align: center; }
.section-header h2 { font-size: clamp(26px, 4vw, 40px); color: var(--primary); margin-bottom: 12px; }
.section-header p { color: var(--gray-500); font-size: 15px; max-width: 580px; margin: 0 auto; line-height: 1.7; }

.section-eyebrow {
  display: inline-block;
  color: var(--accent);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 10px;
}

/* ── Cards ──────────────────────────────────────────────── */
.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 26px;
}

.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-100);
  transition: var(--transition);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.card img { width: 100%; height: 230px; object-fit: cover; transition: transform 0.4s ease; }
.card:hover img { transform: scale(1.05); }
.card-content { padding: 24px; }
.card-content h3 { font-size: 18px; margin-bottom: 8px; color: var(--primary); }
.card-content p { font-size: 14px; color: var(--gray-500); line-height: 1.7; }

/* ── Features Grid ──────────────────────────────────────── */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

.feature-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  border: 1px solid var(--gray-100);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.feature-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--accent);
  transform: scaleX(0);
  transition: transform 0.3s ease;
  transform-origin: left;
}
.feature-card:hover::after { transform: scaleX(1); }
.feature-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }

.feature-icon {
  font-size: 36px;
  margin-bottom: 16px;
  width: 60px; height: 60px;
  background: var(--off-white);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
}
.feature-card h3 { font-size: 17px; margin-bottom: 10px; color: var(--primary); }
.feature-card p { font-size: 14px; color: var(--gray-500); line-height: 1.7; }

/* ── Testimonials ──────────────────────────────────────── */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-100);
  transition: var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.stars { color: var(--accent); font-size: 18px; margin-bottom: 16px; letter-spacing: 2px; }
.testimonial-text { color: var(--gray-700); font-size: 14px; line-height: 1.8; margin-bottom: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--primary); color: var(--accent);
  font-size: 14px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.testimonial-name { font-size: 14px; font-weight: 700; color: var(--primary); }
.testimonial-role { font-size: 12px; color: var(--gray-500); }

/* ── CTA Strip ──────────────────────────────────────────── */
.cta-strip {
  background: linear-gradient(135deg, var(--primary-dk) 0%, var(--primary-lt) 100%);
  padding: 80px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-strip::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('https://images.unsplash.com/photo-1600585154526-990dced4db0d?w=1400&q=80') center/cover;
  opacity: 0.06;
}
.cta-strip .container { position: relative; z-index: 1; }
.cta-strip h2 { color: var(--white); font-size: clamp(24px, 4vw, 40px); margin-bottom: 12px; }
.cta-strip p { color: rgba(255,255,255,0.75); margin-bottom: 32px; font-size: 16px; }

/* ── Page Hero (inner pages) ──────────────────────────── */
.page-hero {
  background: linear-gradient(135deg, var(--primary-dk) 0%, var(--primary-lt) 100%);
  padding: 130px 0 72px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  opacity: 0.1;
  background-size: cover;
  background-position: center;
}

/* Contact page hero — office/handshake image */
.page-hero.contact-hero {
  background:
    linear-gradient(rgba(10,22,40,0.72), rgba(10,22,40,0.72)),
    url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1400&q=80') center/cover no-repeat;
}
.page-hero-content { position: relative; z-index: 2; text-align: center; }
.page-hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(212,175,55,0.15);
  border: 1px solid rgba(212,175,55,0.4);
  border-radius: 30px;
  padding: 6px 18px;
  margin-bottom: 22px;
  color: var(--accent);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
}
.page-hero h1 {
  color: var(--white);
  font-size: clamp(32px, 5vw, 58px);
  font-weight: 900;
  margin-bottom: 18px;
}
.page-hero h1 em { font-style: normal; color: var(--accent); }
.page-hero p {
  color: rgba(255,255,255,0.75);
  font-size: 17px;
  max-width: 620px;
  margin: 0 auto;
  line-height: 1.7;
}

/* ── Contact Form ──────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.contact-form label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 6px;
  margin-top: 16px;
}
.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  font-size: 14px;
  font-family: inherit;
  background: var(--white);
  color: var(--gray-900);
  transition: var(--transition);
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(11,31,58,0.08);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.contact-info-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 20px 0;
  border-bottom: 1px solid var(--gray-100);
}
.contact-info-item:last-of-type { border-bottom: none; }
.contact-info-icon {
  width: 44px; height: 44px;
  background: var(--off-white);
  border-radius: 10px;
  font-size: 20px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-info-item h4 { font-size: 14px; font-weight: 700; margin-bottom: 4px; color: var(--primary); }
.contact-info-item p { font-size: 14px; color: var(--gray-500); line-height: 1.6; }

.contact-cta-row { display: flex; gap: 8px; margin-top: 10px; flex-wrap: wrap; }
.cta-call {
  background: var(--primary);
  color: var(--white);
  padding: 8px 16px;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
  transition: var(--transition);
}
.cta-call:hover { background: var(--primary-lt); }

/* ── Stats Row ────────────────────────────────────────── */
.stats-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  background: var(--primary-dk);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.stat-item {
  padding: 40px 28px;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.stat-item:last-child { border-right: none; }
.stat-num {
  font-size: 44px;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-label { color: rgba(255,255,255,0.65); font-size: 12px; letter-spacing: 1px; text-transform: uppercase; }

/* ── Construction page ──────────────────────────────── */
.segment-title { display: flex; align-items: center; gap: 16px; margin-bottom: 40px; }
.segment-icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: var(--accent);
  display: flex; align-items: center; justify-content: center;
  font-size: 26px; flex-shrink: 0;
}
.segment-title h2 { font-size: clamp(22px, 3.5vw, 34px); color: var(--gray-900); margin: 0; }
.segment-title p { color: var(--gray-500); font-size: 14px; margin: 4px 0 0; }

.divider-accent { width: 56px; height: 4px; background: var(--accent); border-radius: 2px; margin: 0 0 20px; }

.construction-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}
.c-card {
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--white);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-100);
  transition: var(--transition);
}
.c-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.c-card-img { height: 200px; overflow: hidden; position: relative; }
.c-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.c-card:hover .c-card-img img { transform: scale(1.06); }
.c-card-badge {
  position: absolute; top: 14px; left: 14px;
  background: var(--accent); color: var(--gray-900);
  font-size: 11px; font-weight: 700; letter-spacing: 1px;
  text-transform: uppercase; padding: 4px 12px; border-radius: 20px;
}
.c-card-body { padding: 24px; }
.c-card-body h3 { font-size: 17px; font-weight: 700; margin-bottom: 8px; color: var(--gray-900); }
.c-card-body p { font-size: 14px; color: var(--gray-500); line-height: 1.7; margin-bottom: 16px; }
.c-card-tags { display: flex; flex-wrap: wrap; gap: 6px; }
.c-tag {
  background: var(--gray-50); border: 1px solid var(--gray-100);
  color: var(--gray-700); font-size: 12px; font-weight: 500;
  padding: 4px 10px; border-radius: 20px;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 0;
  counter-reset: step-counter;
  position: relative;
}
.process-steps::before {
  content: '';
  position: absolute;
  top: 36px; left: 10%; right: 10%;
  height: 2px;
  background: var(--gray-200);
  z-index: 0;
}
.process-step { text-align: center; padding: 0 16px 32px; position: relative; z-index: 1; }
.step-num {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--primary); color: var(--accent);
  font-size: 22px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  border: 3px solid var(--white);
  box-shadow: 0 0 0 3px var(--primary);
}
.process-step h4 { font-size: 15px; font-weight: 700; margin-bottom: 8px; }
.process-step p { font-size: 13px; color: var(--gray-500); line-height: 1.6; }

/* ── Finance / Invest Cards ─────────────────────────── */
.invest-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--white);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-100);
  margin-bottom: 48px;
}
.invest-card.reverse { direction: rtl; }
.invest-card.reverse > * { direction: ltr; }
.invest-card-img { min-height: 340px; overflow: hidden; }
.invest-card-img img { width: 100%; height: 100%; object-fit: cover; display: block; }
.invest-card-body { padding: 44px; display: flex; flex-direction: column; justify-content: center; }
.invest-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--accent); font-size: 11px; font-weight: 700;
  letter-spacing: 2px; text-transform: uppercase; margin-bottom: 14px;
}
.invest-eyebrow::before { content: '◆'; font-size: 8px; }
.invest-card-body h3 { font-size: clamp(20px, 3vw, 30px); font-weight: 700; margin-bottom: 14px; }
.invest-card-body > p { color: var(--gray-500); font-size: 15px; line-height: 1.8; margin-bottom: 24px; }
.invest-features { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 24px; }
.invest-feature { display: flex; align-items: flex-start; gap: 10px; }
.invest-feature-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); margin-top: 6px; flex-shrink: 0; }
.invest-feature span { font-size: 13px; color: var(--gray-700); font-weight: 500; line-height: 1.5; }
.returns-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg, var(--primary-dk), var(--primary));
  color: var(--white); border-radius: 10px;
  padding: 10px 20px; font-size: 14px; font-weight: 600;
  margin-bottom: 20px; width: fit-content;
}
.returns-badge .rate { color: var(--accent); font-size: 20px; font-weight: 800; }

.why-invest-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.why-card {
  background: var(--white); border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg); padding: 32px 24px;
  transition: var(--transition); position: relative; overflow: hidden;
}
.why-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--accent);
  transform: scaleX(0); transition: transform 0.3s ease; transform-origin: left;
}
.why-card:hover::before { transform: scaleX(1); }
.why-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.why-card-icon { font-size: 30px; margin-bottom: 16px; }
.why-card h4 { font-size: 16px; font-weight: 700; margin-bottom: 10px; color: var(--primary); }
.why-card p { font-size: 13px; color: var(--gray-500); line-height: 1.7; }

/* ── Loans Page ─────────────────────────────────────── */
.loan-hero-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; margin-top: 48px; }
.loan-hero-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  transition: var(--transition);
  border: 1px solid var(--gray-100);
}
.loan-hero-card:hover { transform: translateY(-6px); box-shadow: 0 20px 60px rgba(0,0,0,0.15); }
.loan-hero-card-img { height: 260px; overflow: hidden; }
.loan-hero-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.loan-hero-card:hover .loan-hero-card-img img { transform: scale(1.05); }
.loan-hero-card-body { padding: 32px 28px; }
.loan-type-badge {
  display: inline-block;
  background: var(--accent); color: var(--gray-900);
  font-size: 11px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; padding: 5px 14px; border-radius: 20px;
  margin-bottom: 14px;
}
.loan-hero-card-body h2 { font-size: 24px; font-weight: 800; margin-bottom: 12px; }
.loan-hero-card-body > p { color: var(--gray-500); font-size: 14px; line-height: 1.7; margin-bottom: 22px; }
.rate-highlights { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 22px; }
.rate-item {
  background: var(--gray-50); border: 1px solid var(--gray-100);
  border-radius: 10px; padding: 14px 10px; text-align: center;
}
.rate-item .rate-val { font-size: 22px; font-weight: 800; color: var(--primary); }
.rate-item .rate-lbl { font-size: 11px; color: var(--gray-500); text-transform: uppercase; letter-spacing: 1px; margin-top: 4px; }

.loan-detail-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
.loan-detail-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 36px; box-shadow: var(--shadow-sm); border: 1px solid var(--gray-100);
  margin-bottom: 24px;
}
.loan-detail-card h3 { font-size: 20px; font-weight: 700; margin-bottom: 20px; color: var(--primary); }
.eligibility-list { list-style: none; padding: 0; }
.eligibility-list li {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 12px 0; border-bottom: 1px solid var(--gray-100);
  font-size: 14px; color: var(--gray-700); line-height: 1.5;
}
.eligibility-list li:last-child { border-bottom: none; }
.eli-check { color: var(--accent); font-size: 16px; flex-shrink: 0; margin-top: 1px; }
.docs-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.doc-item {
  display: flex; align-items: center; gap: 8px;
  background: var(--gray-50); border-radius: 8px;
  padding: 10px 14px; font-size: 13px; color: var(--gray-700); font-weight: 500;
}
.loan-process { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 24px; }
.loan-process-step { text-align: center; padding: 0 8px; }
.loan-step-num {
  width: 60px; height: 60px; border-radius: 50%;
  background: var(--accent); color: var(--gray-900);
  font-size: 18px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
  box-shadow: 0 4px 16px rgba(212,175,55,0.3);
}
.loan-process-step h4 { font-size: 14px; font-weight: 700; margin-bottom: 6px; }
.loan-process-step p { font-size: 12px; color: var(--gray-500); line-height: 1.6; }
.bank-logos { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }
.bank-pill {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: 30px; padding: 8px 18px;
  font-size: 13px; font-weight: 600; color: var(--gray-700);
  display: flex; align-items: center; gap: 6px;
}
.emi-calc {
  background: var(--primary-dk); border-radius: var(--radius-lg);
  padding: 44px; color: var(--white);
}
.emi-calc h3 { color: var(--white); margin-bottom: 8px; font-size: 22px; }
.emi-calc p { color: rgba(255,255,255,0.6); margin-bottom: 28px; font-size: 14px; }
.emi-field { margin-bottom: 20px; }
.emi-field label { display: block; font-size: 12px; font-weight: 600; letter-spacing: 1px; text-transform: uppercase; color: rgba(255,255,255,0.55); margin-bottom: 8px; }
.emi-field input[type="range"] { width: 100%; accent-color: var(--accent); }
.emi-field-val { color: var(--accent); font-size: 18px; font-weight: 700; margin-top: 4px; }
.emi-result {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px; padding: 24px; margin-top: 28px; text-align: center;
}
.emi-result .emi-label { font-size: 12px; color: rgba(255,255,255,0.5); letter-spacing: 1px; text-transform: uppercase; margin-bottom: 8px; }
.emi-result .emi-amount { font-size: 42px; font-weight: 800; color: var(--accent); }
.emi-result .emi-suffix { color: rgba(255,255,255,0.5); font-size: 13px; margin-top: 4px; }

/* ── Footer ─────────────────────────────────────────── */
.footer {
  background: var(--primary-dk);
  color: rgba(255,255,255,0.75);
  padding: 64px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.4fr;
  gap: 40px;
  padding-bottom: 48px;
}
.footer-brand .logo-text { color: var(--white); }
.footer-brand p { margin-top: 16px; font-size: 14px; line-height: 1.7; color: rgba(255,255,255,0.6); }
.footer-social { display: flex; gap: 12px; margin-top: 16px; }
.footer-social a {
  width: 38px; height: 38px; border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.75);
  transition: var(--transition);
}
.footer-social a:hover { background: var(--accent); color: var(--white); }
.footer-social a svg { width: 18px; height: 18px; }
.footer-col h4 { color: var(--white); font-size: 14px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 20px; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { color: rgba(255,255,255,0.6); font-size: 14px; transition: var(--transition); }
.footer-col ul li a:hover { color: var(--accent); padding-left: 4px; }
.footer-wa-row { display: flex; gap: 8px; margin-top: 18px; }
.fwa-wa {
  background: var(--wa-green); color: var(--white);
  padding: 8px 14px; border-radius: 6px; font-size: 12px; font-weight: 700;
  transition: var(--transition);
}
.fwa-wa:hover { background: var(--wa-dk); }
.fwa-call {
  background: rgba(255,255,255,0.1); color: var(--white);
  padding: 8px 14px; border-radius: 6px; font-size: 12px; font-weight: 700;
  transition: var(--transition);
}
.fwa-call:hover { background: rgba(255,255,255,0.2); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13px;
  color: rgba(255,255,255,0.4);
}
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--accent); }

/* ── Float Buttons ──────────────────────────────────── */
.float-actions {
  position: fixed;
  bottom: 28px; right: 24px;
  display: flex; flex-direction: column; gap: 10px;
  z-index: 9998;
}
.float-btn {
  display: flex; align-items: center; gap: 8px;
  padding: 14px 20px;
  border-radius: 50px;
  font-size: 14px; font-weight: 700;
  box-shadow: 0 4px 20px rgba(0,0,0,0.25);
  transition: var(--transition);
  text-decoration: none;
}
.float-btn:hover { transform: translateX(-4px); box-shadow: 0 8px 30px rgba(0,0,0,0.3); }
.float-wa { background: var(--wa-green); color: var(--white); }
.float-wa:hover { background: var(--wa-dk); }
.float-call { background: var(--primary); color: var(--white); }
.float-call:hover { background: var(--primary-lt); }
.float-label { font-size: 13px; white-space: nowrap; }

/* Toast */
.toast {
  position: fixed; bottom: 100px; right: 24px;
  background: var(--primary); color: var(--white);
  padding: 14px 22px; border-radius: var(--radius);
  font-size: 14px; font-weight: 500;
  box-shadow: var(--shadow-md);
  transform: translateY(20px); opacity: 0;
  transition: all 0.3s ease;
  pointer-events: none; z-index: 9997;
}
.toast.show { transform: translateY(0); opacity: 1; }

/* ── Responsive ─────────────────────────────────────── */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .stats-row { grid-template-columns: repeat(2,1fr); }
  .invest-card { grid-template-columns: 1fr; }
  .invest-card.reverse { direction: ltr; }
  .invest-card-img { min-height: 240px; }
  .invest-card-body { padding: 32px 28px; }
  .loan-hero-cards { grid-template-columns: 1fr; }
  .loan-detail-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .navbar { padding: 0 20px; }
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: block; }

  .hero h1 { font-size: clamp(28px, 7vw, 44px); }
  .hero-stats { gap: 20px; padding: 20px; }

  .section { padding: 56px 0; }
  .section-header { margin-bottom: 32px; }

  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .form-row { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }

  .segment-title { flex-direction: column; align-items: flex-start; }

  .emi-process-grid { grid-template-columns: 1fr !important; gap: 40px !important; }
  .about-mission-grid { grid-template-columns: 1fr !important; gap: 36px !important; }
  .about-stats-grid { grid-template-columns: 1fr 1fr !important; gap: 20px !important; }
  .process-steps::before { display: none; }
  .process-steps { grid-template-columns: 1fr 1fr; }

  .invest-features { grid-template-columns: 1fr; }
  .why-invest-grid { grid-template-columns: 1fr; }

  .rate-highlights { grid-template-columns: repeat(3,1fr); }
  .docs-grid { grid-template-columns: 1fr; }
  .emi-calc { padding: 24px 18px; }

  .float-label { display: none; }
  .float-btn { padding: 14px; border-radius: 50%; }
}

@media (max-width: 480px) {
  .hero-stats { padding: 16px; gap: 16px; }
  .hero-stat-num { font-size: 28px; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .stat-num { font-size: 32px; }
  .process-steps { grid-template-columns: 1fr; }
  .loan-process { grid-template-columns: 1fr 1fr; }
  .rate-highlights { grid-template-columns: 1fr 1fr; }
  .emi-result .emi-amount { font-size: 32px; }
}

/* Prevent scroll-animation translateX from causing horizontal overflow */
.anim-left, .anim-right { overflow-x: clip; }